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PostWysłany: Pią 12:15, 19 Lip 2013    Temat postu:

Know Your Numbers
Before you begin your search, carefully consider your budget, develop a complete understanding of your resources, and commit to a firm number. A surprising number of home buyers enter the home selection process without a fixed bottom line, an unfortunate situation which almost always ends in disappointment. Being able to firmly communicate your budget to your real estate agent protects you from the frustration of discovering late in the process that a house you admire falls outside of your realistic financing options.
Prioritize Your Features
Unfortunately, it’s rare that a house has everything a buyer is looking for. In order to get the most out of your purchase, it’s often helpful to write out a prioritized list of features which are important to you. Separate the list into two categories,[link widoczny dla zalogowanych], “negotiable” and “non-negotiable.” Add to the non-negotiable category anything without which you would not be willing to consider the house (such as a dishwasher or two-car garage). Into the negotiable category,[link widoczny dla zalogowanych], add any features which you would like to have,[link widoczny dla zalogowanych], in order of preference. If possible, forward this list to your real estate agent before you begin your house hunt.
Think about the Work
Homes come in all shapes, sizes, and conditions. Before you purchase, give some thought to how much work you are willing to put into a home to bring it up to your standards. Frequently,[link widoczny dla zalogowanych], home buyers who are willing to address problem issues can find themselves with a better deal. If you are unsure about the potential cost of repairs such as patchwork,[link widoczny dla zalogowanych], painting,[link widoczny dla zalogowanych], or replacing outdated carpeting or fixtures,[link widoczny dla zalogowanych], consider having a licenced contractor inspect the property and give you an up-front estimate for the work.
Consider the Neighborhood
It’s no secret that location is key when selecting a new home; however, many buyers struggle to effectively evaluate and define their needs. First, identify any “absolute” factors. These could include proximity to your workplace, or location within a desired school zone. Then,[link widoczny dla zalogowanych], narrow your search by identifying all of the services and community features you frequently use. These could include libraries,[link widoczny dla zalogowanych], grocery stores, banks, or access to public parks. Complete a description of your ideal location by listing less tangible factors like neighborhood landscaping.
By Peter Wendt
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In addition to being the largest single investment most adults will make in their lifetime, purchasing a home can be difficult,[link widoczny dla zalogowanych], confusing, frustrating,[link widoczny dla zalogowanych], and complicated – but it doesn’t have to be. Before you select your next home, consider these tips to make the process a little easier.
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I often have clients tell me that they do not have enough money to start saving for retirement. I know most of you know, should I start saving, but just do not know where to get money from.


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PostWysłany: Pią 15:08, 19 Lip 2013    Temat postu:

Author's Bio:
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When one looks for a relationship, there are emotional needs that one is looking for another person to fulfil within them. These needs can be conscious and known, and they can be unconscious and unknown.


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PostWysłany: Sob 21:21, 20 Lip 2013    Temat postu:

every day just before dawn, Luo Wenbiao belt "," bamboo shoots cut "bag" and other tools to dig bamboo shoots not far from home bamboo,[link widoczny dla zalogowanych], plots of tender bamboo shoots have emerged, Luo Wenbiao quick start in his work. About two hours later, he left behind have piled up hills like bamboo shoots, then with the help of my wife would deliver them to the market or purchasing station (see figure. Lin Shaoping perturbation). "When the sun rises, I have packed shoot digging tools, go home and take a shower after drinking tea and chatting with friends and family, or sing a few opera aria." Luo Wenbiao cheerfully said.
(Editor: Qiu Jiechun)
character sketch: Luo Wenbiao, Jiedong Pu Tian Che Tian Cun a bamboo farmers, for more than 30 years bamboo shoots, small bamboo shoots to his stable and happy life.
the annual Lunar New Year in April to July, is a bamboo season, when Luo Wenbiao is the most busy. This year at the age of 62 he planted 30 years of bamboo shoots, "ancestor backer has mountain farmers, to our generation is no exception, but fortunately we had a good time." Luo Wenbiao said. From the beginning, only 10 strains of bamboo, now has nearly 7 mu of bamboo,[link widoczny dla zalogowanych], 30 years he toiled in this land, small bamboo shoots to bring him safe and happy life. During this period, Luo Wenbiao also had diverted the idea of small businesses,[link widoczny dla zalogowanych], but when I looked at this familiar bamboo, dug up a aromatic soil bamboo shoots, he is particularly happy, enjoy, feel that they cannot do without this land. "On the bamboo shoots is love cannot be moved." Luo Wenbiao joked. While the government has been from the policy, capital,[link widoczny dla zalogowanych], information, technology and other aspects of supporting the development of bamboo industry, and now production hooks, greatly facilitate the kind of bamboo farmers, also let Luo Wenbiao go better with more confidence in this way.
bamboo swaying bamboo, Luo Wenbiao put out of his own happiness. He said, happiness is actually very simple,[link widoczny dla zalogowanych], in the bamboo forest,[link widoczny dla zalogowanych], fresh air, beautiful in the opera phonology in. Originally, he was also an opera "fancier" ugly ",[link widoczny dla zalogowanych], good at singing sound", in addition to delight in home entertainment, also from time to time with the company to Chenghai, Puning, Xian Qiao, fort to participate in amateur singing opera,[link widoczny dla zalogowanych], live youziyouwei.
Luo Wenbiao holding the newly unearthed bamboo shoots told reporters, the whole body is treasure,[link widoczny dla zalogowanych], just dug out of fresh bamboo shoots can be made into a dish, can be used to do some canned bamboo shoots or sun dried bamboo shoots. "They say that Pu Tian bamboo species unique,[link widoczny dla zalogowanych], crisp and refreshing,[link widoczny dla zalogowanych], delicious taste, in fact I'm not boasting,[link widoczny dla zalogowanych], I have been to many places, eat a lot of bamboo shoots, or Pu Tian bamboo to eat the best." The hung on the face of a simple and honest smile bamboo farmers said proudly.
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PostWysłany: Sob 23:04, 20 Lip 2013    Temat postu:

U.S. Secretary of State Condoleezza Rice says there is no need for talks with North Korean officials about Washington��s zero tolerance for the Stalinist country��s alleged counterfeiting and drug smuggling activities. Asked in an interview in USA Today about reports that she will invite North Korean officials to discuss the sanctions the U.S. has slapped on a bank in Macau for aiding North Korea��s distribution of counterfeit dollars,[link widoczny dla zalogowanych], Rice said,[link widoczny dla zalogowanych], ��They don't need to have a bilateral on how to stop counterfeiting other people's money.�� The interview was published Tuesday.
Some press reports said North Korean Vice Foreign Minister Kim Kye gwan,[link widoczny dla zalogowanych], the chief representative to six-nation denuclearization talks,[link widoczny dla zalogowanych], would visit New York to discuss the money laundering issue in the middle of next month. But the State Department declined to confirm the plan. Kim has,[link widoczny dla zalogowanych], however,[link widoczny dla zalogowanych], been invited to a closed-door seminar hosted by the U.S. National Committee on American Foreign Policy in New York.
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Traffic on expressways across the country increased compared to last year's holidays, but drivers were able to avoid clogged-up routes by keeping track of related information on their smart mobile devices.


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PostWysłany: Nie 4:19, 21 Lip 2013    Temat postu:

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in new network on 25 February, according to foreign media reports, recently,[link widoczny dla zalogowanych], the United States of America from video website Youtube video so that a man named Jimmy (Jimmy) of the cat to cause the attention of people, the cat can "thumb".
(Editor: Lin Man)
A
in the video, a female voice said: "Hey,[link widoczny dla zalogowanych], Jimmy! Give me a "good" vertical thumb?" Subsequently, Yoshimine Ma shot up the "thumb",[link widoczny dla zalogowanych], and the video also came a couple of laughter.
from Canada,[link widoczny dla zalogowanych], Ontario, named Jack (Jake) cat kept has the largest number of toes the Guinness book of world records, it has 27 toes. However,[link widoczny dla zalogowanych], the unofficial record holder is one from the United States of America Hoboken, named Bandi (Bandit) of the cat, it has 29 toes. Bandy master is currently applying for record.
in the text of this video,[link widoczny dla zalogowanych], video publishers wrote: "Jimmy is a polydactyl cats,[link widoczny dla zalogowanych], he is perhaps the world's most lazy cat,[link widoczny dla zalogowanych], but he is very clever, but also erected a" thumb ", this is he at the party's forte!"
reportedly, polydactyl cat is a cat has more than the other toes cat,[link widoczny dla zalogowanych], and often said that the "six finger" some similar phenomena, polydactyly phenomenon cat is caused by gene mutation. Polydactyl cats are very common in some parts of the United States of new England,[link widoczny dla zalogowanych], people often call them "Hemingway cat",[link widoczny dla zalogowanych], because of the famous writer Hemingway once had a cat six toes, and add on.

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PostWysłany: Nie 15:34, 21 Lip 2013    Temat postu:

The United New Democratic Party held an emergency meeting on Thursday and adopted a statement urging state prosecutors to summon and investigate Grand National Party presidential candidate Lee Myung-bak over his alleged involvement in the BBK scandal and to announce the results of their investigation. Around 60 UNDP lawmakers went to the Public Prosecutor��s Office in Seocho-dong,[link widoczny dla zalogowanych], southern Seoul and read the statement aloud.
It��s been two weeks since prosecutors took into custody and began investigating Kim Kyung-joon,[link widoczny dla zalogowanych], the main suspect in the BBK scandal. Prosecutors are holding daily news briefings,[link widoczny dla zalogowanych], but are not revealing any details into the investigation. In the meantime,[link widoczny dla zalogowanych], Kim��s elder sister and wife have given a string of interviews to Korean reporters in the U.S. and revealed several documents that they claim prove BBK was owned by Lee. The UNDP and the GNP attack each other several times every day with claims that cannot be substantiated. The UNDP is trying desperately to make the BBK scandal a central part of this presidential election,[link widoczny dla zalogowanych], while the GNP is trying hard to exclude it from the issues in focus. The public is confused.
The only solution is for prosecutors to wrap up their investigation as soon as possible and announce the results of their findings. Prosecutor General Lim Chai-jin must act on his promise to quickly and fairly investigate this case. Prosecutors must indict Kim on Dec. 5,[link widoczny dla zalogowanych], when the term of investigation expires. They must make a decision on this case by that time. Voters need some time to organize their thoughts and make their decisions about the results of the investigation before they hit polling stations. The longer prosecutors take in their investigation,[link widoczny dla zalogowanych], the greater the confusion among voters and the more suspicions will grow that prosecutors may have an ��ulterior motive�� in prolonging the probe.
If the UNDP trusts the prosecutors to handle the investigation,[link widoczny dla zalogowanych], then the party needs to give them the necessary time to ascertain the truth. The tracking down of bank accounts both in Korea and overseas is not something that can be done in one or two days. And it doesn��t make sense that the UNDP is urging a speedy investigation,[link widoczny dla zalogowanych], while presenting new files and documents whenever necessary that prosecutors did not know about. Even though they may be in a rush,[link widoczny dla zalogowanych], this is the time to be patient. And at the same time,[link widoczny dla zalogowanych], prosecutors need to speed things up.相关的主题文章:


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Traffic on expressways across the country increased compared to last year's holidays, but drivers were able to avoid clogged-up routes by keeping track of related information on their smart mobile devices.


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PostWysłany: Pon 4:45, 22 Lip 2013    Temat postu:

A concert to celebrate the spirit of peace will be held May 31 at the Seoul Word Cup Stadium and feature the soprano Sumi Jo,[link widoczny dla zalogowanych], the Yoon Do-hyun Band,[link widoczny dla zalogowanych], the Italian "popera" singer Alessandro Safina and the boy band singer Lim Hyoung-ju. Lim,[link widoczny dla zalogowanych], who sang the national anthem at president Roh Moo-hyun��s inauguration,[link widoczny dla zalogowanych], will be performing with the Seoul Symphony Orchestra.
The organizers expect 36,[link widoczny dla zalogowanych],000 people to attend the show,[link widoczny dla zalogowanych], which is designed as an event to meditate on the spirit of peace fostered by the World Cup games as well as the emotions experienced when the Korean national team reached that tournament's semifinals. The styles on tap will be light classical and crossover music.
Jo will sing "Tonight" from the musical "West Side Story" and "Libiamo libiamo ne'lieti Calici" from the opera "La Traviata" along with Safina and Lim. They will also sing "Champions,[link widoczny dla zalogowanych]," written by the French composer Eric Levi.
Safina will also perform Italian folk songs and opera arias,[link widoczny dla zalogowanych].
For more information,[link widoczny dla zalogowanych], call (02) 1588-7890. (Kim Yong-woon,[link widoczny dla zalogowanych], [link widoczny dla zalogowanych])相关的主题文章:


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The modern generation is more self conscious than ever in the history of mankind. Men want to have flat bellies, protruding chest and bulging muscles. Ladies strive for a coca-cola bottle kind of figure- trim waist line, average hips and flat tummy.


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PostWysłany: Pon 5:46, 22 Lip 2013    Temat postu:

Report from our correspondent for
to work without pay, then lied about being robbed,[link widoczny dla zalogowanych], trying to get help from police,[link widoczny dla zalogowanych], recover wages,[link widoczny dla zalogowanych], ShuLiao violated "the relevant provisions of the public security management punishment law". A few days ago, a × spring (male,[link widoczny dla zalogowanych], 22 years old,[link widoczny dla zalogowanych], Pingyuan county) is the Meixian public security organs in accordance with the law of administrative detention for 5 days.

in the × spring man named Zhang; when asked,[link widoczny dla zalogowanych], the police found many doubts, but cling to one's view was robbed at knife. After doing the ideological work,[link widoczny dla zalogowanych], × spring finally admitted that he lied to police department, the police for help, for which you want to be in arrears.
September 19th at fourteen thirty PM,[link widoczny dla zalogowanych], the Meixian Public Security Bureau police station alarm call Bauer has two times received the 110 turn to the alarm center, said a man in Meixian overseas Chinese town Baohua four street was robbed at knife. The police quickly rushed to the power four street,[link widoczny dla zalogowanych], but did not see the alarm and the vicinity of the masses, is also reflected in the road has not found the robbery case. Soon,[link widoczny dla zalogowanych], the police received the auxiliary police telephone,[link widoczny dla zalogowanych], said a man received the alarm call it being robbed. The police immediately rushed to the Hongkong Avenue,[link widoczny dla zalogowanych], the man back to the police station to investigate a case of robbery.
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Let's assume for the moment that a company is going to offer you an interview. I start with "going to offer" because preparation begins with what you are going to do during this call when it comes.


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PostWysłany: Pon 9:22, 22 Lip 2013    Temat postu:

Do not be influenced by commercials that seem too good to be true. A lot of motor oil brands are available in the market today; and given their large number,[link widoczny dla zalogowanych], it is hard to be sure which one is the best. Consult a professional mechanic from any of your trusted car dealerships in Burlington, Ontario to get the best recommendations.
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The price of motor oils depends on its type and quality. There are those with special additives that improve performance,[link widoczny dla zalogowanych], some are used for cleaning engines,[link widoczny dla zalogowanych], others are made of synthetic blends,[link widoczny dla zalogowanych], and there are special variants designed for cars with high mileage. Each type of has a function separate from being a lubricant.
Car owners of both brand new and pre-owned cars know that changing the motor oil regularly is very important. It lubricates the internal combustion engine and keeps the individual pistons from overheating and breaking down. It is necessary to keep any vehicle functioning well. Car dealers and auto shops in Burlington,[link widoczny dla zalogowanych], Ontario provide this service for most of their clients. It’s a convenient option for those who can’t or won’t do the task themselves. However,[link widoczny dla zalogowanych], there are still things car owners must remember whenever it’s time for an oil change.
First,[link widoczny dla zalogowanych], determine the kind of car engine you have. Each type needs a specific grade of oil. If you do not know what variant is required for your vehicle, visit your car manufacturer or have it checked by a professional mechanic.
Neglecting to change your motor oil can seriously damage your engine. Regular car maintenance is still more economical than major repairs. Most car dealerships in Burlington,[link widoczny dla zalogowanych], Ontario can help owners maintain their vehicle’s performance by offering a periodic oil change as well as other services.
Don’t mix the different oil types in your engine. They are not made to function in mixtures. Although some people find the practice a cheaper alternative,[link widoczny dla zalogowanych], it does not create good results. In most cases,[link widoczny dla zalogowanych], mismatched compounds can even damage the car parts Burlington vehicles have. Components break down faster than expected because of the chemical reaction. Mineral-based products will not function at its best if mixed with synthetic blends.
By Clint Moore
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Let's assume for the moment that a company is going to offer you an interview. I start with "going to offer" because preparation begins with what you are going to do during this call when it comes.


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PostWysłany: Pon 16:51, 22 Lip 2013    Temat postu:

By Forrest Samnik, LCSW, EFT Cert-I, CCH
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Think about it…Anger, resentment and pain take a lot of energy. When there’s more energy going out than coming in,[link widoczny dla zalogowanych], you are operating from an energy deficit. This sets you up for depression, disease,[link widoczny dla zalogowanych], and/or chronic physical pain. If you are continuing to harbor “ill feelings” towards someone,[link widoczny dla zalogowanych], who are you really hurting? YOU! So, I ask you, is this person worth all this energy you continue to give them?
It's practically impossible to go through life without being hurt by somebody. Most of us humans have a hard time letting go of such injuries and carry these scars of pain,[link widoczny dla zalogowanych], resentment and anger with us for months, years,[link widoczny dla zalogowanych], or even a lifetime.
EFT can collapse the energy disruptions that trigger the emotional toxins when tuned into the hurtful event. When you no longer feel angry and resentful, you can gain objectivity and emotional distance from the event. This clarity will often lead you to a new perspective. Mostly pain begets pain. Whenever you have been the one who has been the source of pain for someone else,[link widoczny dla zalogowanych], it is because you were in pain, right? When you recognize the person who hurt you must have been hurting terribly themselves,[link widoczny dla zalogowanych], forgiveness comes much easier.
In reality,[link widoczny dla zalogowanych], forgiveness is not letting the person of the hook for what they did or didn’t do,[link widoczny dla zalogowanych], it’s releasing the barbed hook that continues to cause you pain and suffering so your wound can heal. Forgiveness is one of the greatest acts of self love you can do.
Forgiveness can be a difficult concept to understand. I often hear,[link widoczny dla zalogowanych], "If I forgive her, then she got away with what they did". Or,[link widoczny dla zalogowanych], “Forgiving him would mean I accept what he did to me.” My response to this: “So, not to forgive is like taking the poison (continuing to suffer for what they did or didn’t do to you) and expecting them to die!”
Author&#039,[link widoczny dla zalogowanych];s Bio:
Now you might be asking, “OK, I understand that forgiveness is something I do for me and my own healing, but how do I go about forgiving someone if all if feel is anger and pain when I think about this person? The Emotional Freedom Technique (EFT) is a perfect tool to use to get you to a place of forgiveness.
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This time, the focus shifts to just the four women, instead of the complications brought on by their careers, marriage, children or menopause. The ladies go on a luxury trip to Abu Dhabi and have a chance to reflect on who they are, where they are and also about their future.


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PostWysłany: Pon 18:42, 22 Lip 2013    Temat postu:

The
term in the grass-roots work of Huilai County, the West Creek mayor Huang Huajun development of the party's sixteen big since the economic society of our country especially deep feelings. He said, the most difficult experience of rural people, is the Party Central Committee and the State Council attach great importance to the "three rural issues", from the implementation of the abolition of agricultural tax to farmers growing grain subsidies, pig farming subsidies,[link widoczny dla zalogowanych], agricultural subsidies preferential policies, greatly reducing the burden on farmers. Now,[link widoczny dla zalogowanych], our country has implemented the policy of free compulsory education stage, solve the rural children to school difficult problem,[link widoczny dla zalogowanych], health care, social security and other social security policy to benefit thousands on thousands of farmers, the farmers to solve any menace from the "rear". Huang Huajun said, the party's eighteen big will be held, the masses of cadre of villages and towns have more expectations, look forward to, look forward to in the party's leadership, to further promote the building of a new socialist countryside, have more initiatives in narrowing the gap between urban and rural areas, solve the social gap between rich and poor, livelihood security, more farmer-friendly policy, further improve the old the life of people, so that the majority of urban and rural people to fully enjoy the benefits and results of the development and progress of the!
history, history of retired cadres Wang Songbin said, the review of the party through sixteen time course,[link widoczny dla zalogowanych], be full of excitement., a myriad of thoughts. Comrade Hu Jintao as general secretary of the CPC Central Committee, in the face of complex domestic and international situation,[link widoczny dla zalogowanych], in the face of Wenchuan >
The former director of the Research Office of Puning municipal Party committee, deputy researcher
the past few days,[link widoczny dla zalogowanych], in my city, urban and rural areas, the broad masses of cadres and attention to the most eager is eighteen upcoming news, we all wish the eighteen big victory is held, hope later day more and more happiness......
"people want more farmer-friendly policy eighteen report, and further improve the people's life."
"the party's eighteen big will be held ceremoniously, we are full of hope for the future!"
Jie Ji Xiang Xian, Guangdong Province SME Promotion Agency vice-chairman, Shenzhen Jinchang Group Chairman Mr. Liu Zhihui said, the party's eighteen big is a historical event, the past ten years so that every Chinese is full of a sense of achievement, China each year to maintain more than 10% of the average annual real growth rate, economic gross way beyond Britain, France, Germany and Japan,[link widoczny dla zalogowanych], the world economy grew at an average annual contribution rate of more than 20%, total economic output occupies the world second. As the economy has maintained a good momentum of growth, the vast majority of Chinese people have a father undreamed of good days, all aspects of education, health care,[link widoczny dla zalogowanych], housing, traffic condition is getting better and better,[link widoczny dla zalogowanych], feel more and more happiness. Liu Zhihui proudly said, thanks to the good policy of the party, ten years, Chinese private enterprises have developed rapidly,[link widoczny dla zalogowanych], a large number of private entrepreneurs grow rapidly, they are pushing the progress of economic and social development at the same time,[link widoczny dla zalogowanych], also accumulated a wealth of experience and solid strength for the development of enterprises, has become China's economic activities in a new. Liu Zhihui is expected to say, as a private entrepreneur, hoping victory eighteen party held in the East, the private economy to develop faster, more deeply involved in the national economic construction from the depth and breadth of, to better promote the rapid development of economy and society,[link widoczny dla zalogowanych], and contribute to the great rejuvenation of the Chinese nation.
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capture and deliver value to your ideal clients.

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Let's assume for the moment that a company is going to offer you an interview. I start with "going to offer" because preparation begins with what you are going to do during this call when it comes.


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PostWysłany: Pon 20:28, 22 Lip 2013    Temat postu:

"Absolutely! In fact,[link widoczny dla zalogowanych], by playing piano, one is actively involved in the creative process. New Age music is a healing music and this can only help those who feel down during the lackluster months of winter."
Which is why pianist/composer and online teacher Edward Weiss is giving away a free 'New Age' piano lesson titled 'Summer Morning,[link widoczny dla zalogowanych].' The lesson promises to teach beginning adults how to improvise and create their own unique sounds on the piano.
A free piano lesson ‘Summer Morning’ and report '5 Secrets to Playing New Age Piano' are currently being offered at the website,[link widoczny dla zalogowanych]. Find it now at
It's wintertime. And many are out playing in the snow. But for some,[link widoczny dla zalogowanych], winter is not a happy event. In fact,[link widoczny dla zalogowanych], it can be downright depressing.
With over 140 lessons and growing,[link widoczny dla zalogowanych], the website Weiss runs now has over 1000 students who all learn how to play the piano without having to read music. This chord-based approach is growing in popularity as more and more students just want to play what they are feeling instead of recreating the music of the past.
Author&#039,[link widoczny dla zalogowanych];s Bio:&nbsp,[link widoczny dla zalogowanych];
When asked whether his 'New Age' piano method can help with depression, Weiss remarks:
By Edward Weiss
See all Articles by Edward WeissSee Edward Weiss's Expert PageGet Updates on Healing ArtsGet Updates on Edward Weiss Average: 0 Your rating: None Tweet
“I created an online course where people could learn how to be themselves at the piano,[link widoczny dla zalogowanych]. So many want to just sit down and play what they feel without having to read sheet music,[link widoczny dla zalogowanych]. My course offers an alternative that many adults love and appreciate,[link widoczny dla zalogowanych].”
Weiss,[link widoczny dla zalogowanych], who has been teaching online for over 10 years has this to say about his course:
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The most significant issue to complete initial would be to debunk the following 10 myths on human brain health and brain education. Once you realize the information, not the myths, you is going to be capable to make much better choices on the way to stay sharp.


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PostWysłany: Pon 22:57, 22 Lip 2013    Temat postu:

,[link widoczny dla zalogowanych]
Clear the yard
As a landlord it’s your responsibility to provide a home that’s weather-tight,[link widoczny dla zalogowanych], so seal up cold drafts. Fix broken doors and windows to keep out the chill and put up heavy curtains to lock in the heat. Buy draft excluders to cover gaps in the doors and insulate the attic to avoid warm air escaping through the roof.
Get all appliances checked
Turn the heating on
Insulate water pipes
Winter can take its toll on your property,[link widoczny dla zalogowanych], so make sure you look after your home.
Author's Bio:&nbsp,[link widoczny dla zalogowanych];
Here’s how to ensure your flat,[link widoczny dla zalogowanych], house or bungalow is winter-proof:
If your tenants are heading home for the Christmas break,[link widoczny dla zalogowanych], make sure you leave the heating on. This will help keep the water pipes warm and will stop the water from freezing in your plumbing. Run all the taps to make sure they’re working and leave all the cupboards open so that the heat can reach every part of the house.
Seal up drafts
Low temperatures can cause water pipes to freeze and burst,[link widoczny dla zalogowanych], so be sure to lag your pipes. Insulate your waterworks when the weather’s bad and you’ll hopefully avoid a plumbing disaster. De-frost frozen patches with a hairdryer and invest in some good quality lagging. Ask your tenants to report any problems quickly and seek permission to enter the property before you make any repairs.
By Robert Weir
See all Articles by Robert WeirGet Updates on Real EstateGet Updates on Robert Weir Average: 0 Your rating: None Tweet
If your property is lying empty,[link widoczny dla zalogowanych], be sure to clear the yard on a regular basis. This will prevent sticks,[link widoczny dla zalogowanych], leaves and dirt falling into the drains and will keep your plumbing in tip-top condition. If it is occupied ask your tenants to look after the garden or inspect your the building from time to time. Be aware that tenants have the right to live undisturbed so always give a 24 hour warning if you’re planning on dropping by.
Under the Gas Safety (Installation and Use) Regulations 1998,[link widoczny dla zalogowanych], landlords must provide gas appliances that are safe. Obtain a CP12 Certificate which shows all appliances are fit for use and keep it safe for at least two years. Arrange for a Gas Safe Register approver professional to come out every year and take out boiler cover for landlords. Your tenants won’t be happy if the hot water fails,[link widoczny dla zalogowanych], so make sure the heating is in tip-top condition.
It’s important to keep your property safe and warm throughout the cold months,[link widoczny dla zalogowanych], so take out boiler insurance and carry out repair work.
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The most significant issue to complete initial would be to debunk the following 10 myths on human brain health and brain education. Once you realize the information, not the myths, you is going to be capable to make much better choices on the way to stay sharp.


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PostWysłany: Wto 2:38, 23 Lip 2013    Temat postu:

North Korean leader Kim Jong-il made a surprise stopover in the Chinese boomtown of Tianjin, sometimes called the "Shanghai of northern China," on Wednesday. It was the second showcase for China's booming economy Kim visited during his trip to China after a stay in the eastern port city and financial center of Dalian on Monday and Tuesday.
The pace of Kim's visit appears to be oddly relaxed considering the dire economic situation in North Korea due to a botched currency reform and rising tension on the Korean peninsula after the sinking of the South Korean Navy corvette Cheonan.
Since 2005, the Chinese government has been developing Tianjin's Binhai New Area into a northern economic hub like the Pudong economic zone in Shanghai down south. Binhai covers 2,270 sq. km with factories by 4,000 multinational corporations such as Motorola, Airbus and Yamaha. Around 100 South Korean businesses have invested in the region,[link widoczny dla zalogowanych], including LG Electronics,[link widoczny dla zalogowanych], Hyundai Mobis and Kumho Tire. The Samsung conglomerate operates no fewer than 13 factories there.
Kim also visited Tianjin during his trip to China in 2004 when the special economic zone was in an early stage of development.
From left,[link widoczny dla zalogowanych], the pier in Binhai New Area, where North Korean leader Kim Jong-il stopped to inspect industrial facilities; Diaoyutai's No. 18 Villa, where Kim rested after arriving in Beijing; and the Great Hall of the People in Beijing,[link widoczny dla zalogowanych], where he met with senior officials.
Experts speculate that Kim is visiting the boomtowns to publicize his willingness to reform North Korea's moribund economy. Kim is trying to draw Chinese investment to North Korea's Rajin-Sonbong special economic zone as hard currency supplies have dried up. "North Korea's foreign currency supply is steadily drying up after joint economic projects with South Korea were halted and there is also a shortage of goods, a North Korea expert in Beijing said. Kim's visits to Dalian and Tianjin "appear aimed at sending a message that he is strongly interested in economic reforms."
On three of his four previous trips to China,[link widoczny dla zalogowanych], Kim toured major showcases for China's economic reforms. In 2000, Kim toured an IT complex in Beijing and inspected a Lenovo computer factory there. In 2001,[link widoczny dla zalogowanych], he visited a GM car plant and an NEC factory in Shanghai, as well as the city's thriving stock market. "Shanghai has made incredible changes,[link widoczny dla zalogowanych]," Kim said afterwards.
On his fourth visit in 2006, Kim toured the boomtowns of Guangzhou,[link widoczny dla zalogowanych], Shenzen and Zhuhai in southern China and Xiamen in Fujian Province. But that failed to result in more open markets in North Korea. While Kim in 2002 announced a set of opening measures and plans to develop Sinuiju into a special economic zone, he sacked the proponents of economic reform within North Korea a few years later.
The Chinese leadership is said to have been angered by Kim in 2006 when,[link widoczny dla zalogowanych], after touring the Chinese boomtowns as if he meant to emulate their success, he conducted his first nuclear test instead.
"North Korea earlier this year announced plans to set up an international cooperation agency called the Taepung International Investment Group and a state development bank to take charge of attracting foreign investments,[link widoczny dla zalogowanych], but there is little sign there that the market will be opened," a source in Beijing with close knowledge of North Korean affairs said. "Kim's visits to the two economic centers appear to be aimed more at overcoming his country's economic crisis."
Meanwhile, sources in China say Kim's son and heir apparent Kim Jong-un accompanied his father from Dandong to Dalian and is in Beijing as well. But one diplomatic source in Beijing said,[link widoczny dla zalogowanych], "There are rampant rumors that Kim Jong-un is accompanying his father on this trip,[link widoczny dla zalogowanych], but there is no concrete evidence supporting such claims."
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Japan last July to go to Okinawa County Chinese visitors acclaimed Chinese tourists drive, number 2011 in Okinawa amounted to about 45000 people, than last year about doubled.


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PostWysłany: Wto 7:02, 23 Lip 2013    Temat postu:

When you’re ready to sell real estate, many people think you have to list with a broker and pay outrageous commissions. Not true.
What to Look for In a Flat Fee Broker
How is Flat Fee MLS different?
If sold by a MLS broker and you paid a 3% coop fee, you would still save $5,000 to $6,000 thousands dollars.
5. They put a sign in the yard with their number on it
4. You set the showings when it’s convenient for you and the buyer.
Most brokers only work with pre-qualified buyers,[link widoczny dla zalogowanych], meaning they have been pre approved by a lender to purchase a home in a price range. Also,[link widoczny dla zalogowanych], most brokers work with buyers as a Buyer Agent; they’re working for the buyer.
A Flat Fee Broker will:
4. They set showings.
Important: You can still sell by owner, with an Exclusive Agency Contract. If you find your own buyer, you would pay no coop fee.
This is not an option with the 6% Exclusive right to sell listing. You save more than $11,000 dollars with a Flat Fee MLS. Not bad.
Flat Fee MLS Benefits
How much money can you save?
On a $200,000 dollar property your commission would be $12,000. The Broker Gives one half or $6,000 to the selling agent.
1,[link widoczny dla zalogowanych]. List properties on Multiple Listing Service
They do a number of services.
1. List your property on the same local Multiple Listing Service.
Fees Vary - usually around $200,[link widoczny dla zalogowanych].00 - $300.00 Some services charge considerably more,[link widoczny dla zalogowanych].
1. Save time - properties usually sell faster
2. Save money - properties usually sell for top dollar
3. Maintain control - Brokers have control with 6% listings
4. Sell by owner and pay no commission - Not so with full service listings.
5. Cancel at any time - May not be true with full service listings
6. Greater exposure to qualified buyers
7. Thousands of Brokers with qualified buyers available to sell your house
8. You’ll get listed on Realtor.com as well as the local MLS
There are many FSBO scams.
1. Do they Has experience with for sale by owners?
2. Are they members of your local MLS?
3. Are they licensed Brokers in your state?
4. Do they maintain an office locally? Do they have a local phone and address,[link widoczny dla zalogowanych]?
5. Are they easily accessible by phone,[link widoczny dla zalogowanych], fax, email and mail?
6. Avoid large franchise companies and Multilevel Marketing scams
By Wee Dilts
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6.You have a key box, and you control who has access to it.
FSBOS need to:
So why do a full service 6% commission?
7. You create your own flyers with your contact number or you can get free flyers from a local title company or a lender.
Copyright© Wee Dilts 2010
Author's Bio:
A nice little package that used to leave the For Sale by Owner out in the cold. No More. Read on.
7. Most prepare flyers, with their contact information on it.
MLS Multiple Listing Service is simply an organization put together by Brokers to share and market their listings.
If you bought all the separate Flat Fee services, your cost would be less than $1,[link widoczny dla zalogowanych],000.
You can sell by owner and take advantage of Multiple listing services as well.
You have options. Let me explain how things work in the world of Real Estate. Compare then decide.
3. For a small additional fee they will act as a transaction coordinator. Someone who follows your contract through to closing,[link widoczny dla zalogowanych]. This fee is usually around $379.00
2. Review and/or write purchase agreements.
3. Act as a transaction coordinator, who follows a contract to closing.
2. For a small additional fee they will review and/or write your purchase agreement. This fee is usually around $279.00.
1,[link widoczny dla zalogowanych]. Detach from the property.
2. Clean house and garage.
3. Stage the property
4. Research other properties in your neighborhood - price it right.
5. Put away the valuables
6. Make flyers for your buyers
5. You have your own sign with your phone number as contact.
That’s the best of both worlds,[link widoczny dla zalogowanych].
There are lots of reasons people choose to go with a higher commission and I respect their choice.
Investigate First:
The great thing about the Flat Fee service is you pick and choose the services you want and pay only for those you need.
The listing broker may be a Listing Agent and is working for the Seller.
So you get pretty much full service with full exposure to qualified buyers for a fraction of the cost.
Introduction
Summary
What do listing brokers do to earn 6%?
6. They provide a lockbox
I think it wise to look into Flat Fee MLS services in your area - compare and make an informed decision.
1. Some call their service MLS when they are not even members of the MLS.
2. They may not be licensed real estate agents,[link widoczny dla zalogowanych].
3. They take your money and put you on their web site but not on the Realtor’s MLS.
Broker A lists a property for a 6% commission. He advertises his new listing in the MLS and agrees to pay a cooperating Broker 3% or half of the commission you’re paying him.
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Let's assume for the moment that a company is going to offer you an interview. I start with "going to offer" because preparation begins with what you are going to do during this call when it comes.


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